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Friday, June 28, 2013

Credit Card Reconsideration Lines

Often times I'm asked who to call (and what number) if you get the dreaded "application pending" notice for a credit card application.  I've been compiling numbers as I can find them from different banks, but I'm happy to share a compiled list on the appropriate numbers, courtesy of Indulge the Wanderlust:

American Express (AMEX) Reconsideration
  • 800-962-7227 – Reconsideration
  • 877-399-3083 – New Accounts (connects directly)
  • 866-379-3643 – New Accounts (connects through prompts)
  • 800-230-1284 – Account Services (need account number)
  • 800-253-1709 – Account Services (need account number)
Bank of America Reconsideration
  • 866-458-8805 – Credit Analyst (connects directly)
  • 877-721-9405 – Application Status (press 3 for a representative)
  • 888-877-6262 – Application Status
  • 800-481-8277 - Business Application Status
Barclays Bank Reconsideration
  • 866-369-1283 – Credit Analyst (connects directly)
  • 866-408-4064 – Credit Analyst
  • 888-232-0780 – Customer Service
Capital One Reconsideration
  • 800-625-7866 – Account Specialist
  • 800-548-4593 – Application Status (automated)
  • 800-951-6951 – Customer Service

Chase Reconsideration
  • 888-245-0625 – Personal Card Credit Analyst (connects directly)
  • 800-453-9719 – Business Card Credit Analyst (connects directly)
  • 888-609-7805 – Application Status (connects directly)
  • 800-436-7927 – Application Status (automated)
Citibank (Citi) Reconsideration
  • 800-763-9795 – Reconsideration
  • 800-695-5171 – Reconsideration
  • 866-606-2787 – Application Status
  • 888-201-4523 – Application Status
  • 800-645-7240 - Business Card Reconsideration
  • 800-288-4653 - Business Card Reconsideration
Discover Reconsideration
  • 888-676-3695 – Reconsideration
HSBC Reconsideration
  • 866-551-0258 – Credit Analyst
  • 866-574-4421 – Application Status
US Bank Reconsideration
  • 800-947-1444 – Reconsideration
  • 800-685-7680 - Reconsideration

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