...constantly searching to find the best travel deals and places to visit. A never-ending quest for adventure!

Thursday, January 17, 2013

or perhaps an ink Bold...

Chase has a number of credit card products that are pretty popular - the Sapphire Preferred is at the top of that list.

But if you're interested in delving deeper into the purchase/points game, Chase also offers the Ink Bold and Ink Plus business cards.  The Ink Bold is a charge card, meaning its a line of credit you have to pay back every month (therefore there are no interest charges, etc).  The Ink Plus is a true credit card, standard with monthly fees and interest if you don't pay it off.

The perks of these cards, though, are definitely a good option to consider for your point earning playbook:

Earn 5x points per $1 on the first $50,000 spent annually at office supply stores, cellular phone, landline, internet, and cable TV services
Earn 2X points per $1 on the first $50,000 spent annually at gas stations and hotel accommodations when purchased directly with the hotel.
Earn 1X point per $1 on all other purchases, with no limits on how much you can earn.
No foreign transaction fees

Important to note that these are both business cards - meaning you would need to add your soc sec number to any application - there are strategies out there for successful applications even though you may not have a large business operation. Sell things on Ebay?  You qualify!

I use my Ink Bold for all of my telecommunications bills - at 5x points per dollar, that adds up every month.  Since Ultimate Rewards are the most flexible points to get, every little bit helps!

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