Happy New Year! I'm pleased that my overall spending pattern was about even throughout the year and I was also able to gain one new card given my frequent flights - the United Club card gives lounge access and was very helpful for my longer trips last year. As always, if anyone is interested in referrals please let me know!
Cards in my Wallet:
Chase Sapphire Reserve - one of the best earning cards with 3x points for travel and 3x for dining; No Foreign Transaction Fee
Chase Freedom - Quarterly bonus categories give 5x points and pairs with Sapphire
Chase World of Hyatt - 4x Hyatt points per stay make this one of the best for hotel stays, 2x for restaurant/transit; No Foreign Transaction Fee
Chase IHG Rewards Club Select (no longer available) - Platinum Elite status plus free night every cardmember year
Chase United Mileage Plus Select (no longer available) - 3x miles on United purchases plus EQM, 2x gas/grocery/dining + Star Alliance purchases
Chase United Club Infinite - 4x miles on United, 2x miles on other travel, 2x on dining, United Club membership
Chase Biz Plus (replaced with Business Preferred) - 5x points at office supply and phone, 2x on gas station and hotel; No Foreign Transaction Fee
Chase Biz Cash - 5x points at office supply and phone, 2x points on gas stations and restaurants
Chase Biz Plus (replaced with Business Preferred) - 5x points at office supply and phone, 2x on gas station and hotel; No Foreign Transaction Fee
Chase Biz Cash - 5x points at office supply and phone, 2x points on gas stations and restaurants
Chase Marriott Bonvoy Boundless - 6x points at Marriott properties; 3x Gas/Grocery/Dining up to $6k, 1 Elite Night credit per $5k spent; 2x points on other purchases; No Foreign Transaction Fee
Chase British Airways - 3x Avios on BA purchases; 2x on hotels; No Foreign Transaction Fee
Citibank Premier - 3x points on travel including gas stations and grocery; 2x on dining/entertainment, No Foreign Transaction Fee
Citibank AA Biz Platinum - 2x American Airlines miles on purchases plus free checked bag and priority boarding; 2x on gas stations, No Foreign Transaction Fee
Citibank AA Mileup - 2x American Airlines miles on flights, plus 2x miles for grocery purchases, No Annual Fee
Citibank Double Cash - 2% cash back on all purchases, though the transfer option to Citi ThankYou Points makes this card strong for all non-category spend, No Annual Fee
American Express Hilton card - 7x Hilton points on stays, 5x points dining/gas/grocery, 3x all other purchases, complimentary Silver status, No Annual Fee, No Foreign Transaction Fee
Citibank Premier - 3x points on travel including gas stations and grocery; 2x on dining/entertainment, No Foreign Transaction Fee
Citibank AA Biz Platinum - 2x American Airlines miles on purchases plus free checked bag and priority boarding; 2x on gas stations, No Foreign Transaction Fee
Citibank AA Mileup - 2x American Airlines miles on flights, plus 2x miles for grocery purchases, No Annual Fee
Citibank Double Cash - 2% cash back on all purchases, though the transfer option to Citi ThankYou Points makes this card strong for all non-category spend, No Annual Fee
American Express Hilton card - 7x Hilton points on stays, 5x points dining/gas/grocery, 3x all other purchases, complimentary Silver status, No Annual Fee, No Foreign Transaction Fee
American Express Hilton Surpass - 12x Hilton points on stays, 6x points on dining/grocery/gas, 3x points on all other purchases; complimentary Gold status, No Foreign Transaction Fee
Discover It card - 5x points/cash on quarterly bonus categories, link to Amazon.com purchases, No Annual Fee
Bank of American Alaska Airlines card - 3x miles on Alaska purchases, $99 companion fare
I still value many of these for the no annual fee and other free night perks. There's a good chance I'll consolidate several this year as my flight frequency has been reduced.
Discover It card - 5x points/cash on quarterly bonus categories, link to Amazon.com purchases, No Annual Fee
Bank of American Alaska Airlines card - 3x miles on Alaska purchases, $99 companion fare
I still value many of these for the no annual fee and other free night perks. There's a good chance I'll consolidate several this year as my flight frequency has been reduced.
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