I don't know about you, but a big percentage of my monthly budget is allocated for grocery purchases. If you have a larger family, then your budget might be skewed even more toward your local supermarket. I tend to look for credit cards that afford me some benefit for my typical monthly purchases, and in the case of grocery and food, this fits. While I don't live close to a Whole Foods or Trader Joe's, I do have a Windmill Farms location relatively close and I'm a short walk to my standard grocery store. So...what cards make the most sense for supermarkets? Sadly, my Chase Sapphire Preferred does not have a category bonus for grocery. I must look elsewhere!
Here are my top choices:
Hilton Amex (no annual fee!)
Earn 7 points per $1 spent on eligible Hilton purchases
Earn 5 points per $1 spent on eligible gas, supermarket, and restaurant purchases
Earn 3 points per $1 spent on everything else
United Mileage Plus Select
Earn 3 miles per $1 spent on eligible United purchases
Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries, dining and Star Alliance purchases.
British Airways Visa
Earn 2.5 Avios for every $1 you spend on British Airways purchases.
Earn 1.25 Avios for every $1 you spend everywhere else.
I know what you're thinking - these aren't particularly great choices. If you have an Amex Premier Rewards Gold card, that will also get you 2x points for grocery - I cancelled mine when the annual fee came due. Too much $! Another option might be the IHG card from Chase if you have it - it also has a double points option.
What card do you use for grocery purchases?