I found out that Chase Travel uses virtual numbers to complete transactions. Even though I have a receipt showing the charge to my (correct) card number, Chase Travel used a virtual number to confirm the reservation. My impression is this should be resolved internally by Chase Travel once the refund is issued back to the travel partner. When I called, the nice agent confirmed they had received the refund but 'hadn't got around to it yet' to process the final. This seems pretty dubious to me - how long does it actually take them to process these when received? I asked the agent and was told that eventually they get to them but anyone can call sooner to complete the process.
My recommend: increase awareness when using 3rd party travel sites for both customer service and any reservation issues
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