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Wednesday, January 8, 2025

Cards in My Wallet Right Now (2025)

Happy New Year!  My card list has changed a little this past year while my spending overall has stayed even.  I retired the Hilton Surpass and AA Biz Platinum while picking up the regular AA Platinum.  I'm still using the United Club card for lounge access and extra miles for purchases.  I have referral codes for most cards if needed! 


Cards in my Wallet:

Chase Sapphire Reserve - one of the best earning cards with 3x points for travel and 3x for dining; No Foreign Transaction Fee

Chase Freedom - Quarterly bonus categories give 5x points and pairs with Sapphire

Chase World of Hyatt - 4x Hyatt points per stay make this one of the best for hotel stays, 2x for restaurant/transit; No Foreign Transaction Fee

Chase IHG Rewards Club Select (no longer available) - Platinum Elite status plus free night every cardmember year

Chase United Club Infinite - 4x miles on United, 2x miles on other travel, 2x on dining, United Club membership

Chase Biz Plus (replaced with Business Preferred) - 5x points at office supply and phone, 2x on gas station and hotel; No Foreign Transaction Fee

Chase Biz Cash - 5x points at office supply and phone, 2x points on gas stations and restaurants

Chase Marriott Bonvoy Boundless - 6x points at Marriott properties; 3x Gas/Grocery/Dining up to $6k, 1 Elite Night credit per $5k spent; 2x points on other purchases; No Foreign Transaction Fee

Chase British Airways - 3x Avios on BA purchases; 2x on hotels; No Foreign Transaction Fee

Citibank Premier - 3x points on travel including gas stations and grocery; 2x on dining/entertainment, No Foreign Transaction Fee

Citibank AA Platinum - 2x American Airlines miles on purchases plus free checked bag and priority boarding; 2x on gas stations, No Foreign Transaction Fee

Citibank AA Mileup - 2x American Airlines miles on flights, plus 2x miles for grocery purchases, No Annual Fee

Citibank Double Cash - 2% cash back on all purchases, though the transfer option to Citi ThankYou Points makes this card strong for all non-category spend, No Annual Fee

American Express Hilton card - 7x Hilton points on stays, 5x points dining/gas/grocery, 3x all other purchases, complimentary Silver status, No Annual Fee, No Foreign Transaction Fee

Discover It card - 5x points/cash on quarterly bonus categories, link to Amazon.com purchases, No Annual Fee

Bank of American Alaska Airlines card - 3x miles on Alaska purchases, $99 companion fare


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