Happy New Year!
2020 was particularly challenging with the pandemic, however, I was still able to do a few card swaps to increase my points balances. I'm expecting a fairly stable card cache for 2021 given where offers are currently.
Cards in my Wallet:
Chase Sapphire Reserve - one of the best earning cards with 3x points for travel and 3x for dining
Chase Freedom - Quarterly bonus categories give 5x points and pairs with Sapphire
Chase World of Hyatt - 4x Hyatt points per stay make this one of the best for hotel stays, 2x for restaurant/transit
Chase IHG Rewards Club Select (no longer available) - Platinum Elite status plus free night every cardmember year
Chase United Mileage Plus Select (no longer available) - 3x miles on United purchases plus EQM, 2x gas/grocery/dining + Star Alliance purchases
Chase Biz Plus (replaced with Business Preferred) - 5x points at office supply and phone, 2x on gas station and hotel
Chase Biz Cash - 5x points at office supply and phone, 2x points on gas stations and restaurants
Chase Marriott Bonvoy Boundless - 6x points at Marriott properties; 2x all other purchases; No Foreign Transaction Fee
Chase British Airways - 3x Avios on BA purchases; 2x on hotels; No Foreign Transaction Fee
Citibank Premier - 3x points on travel including gas stations; 2x on dining/entertainment
Citibank AA Biz Platinum - 2x American Airlines miles on purchases plus free checked bag and priority boarding; 2x on gas stations
Citibank AA Mileup - 2x American Airlines miles on flights, plus 2x miles for grocery purchases
Citibank Double Cash - 2% cash back on all purchases, though the transfer option to Citi ThankYou Points makes this card strong for all non-category spend, No Annual Fee
American Express Hilton card - 7x Hilton points on stays, 5x points dining/gas/grocery, 3x all other purchases, complimentary Silver status, No Annual Fee
Citibank Premier - 3x points on travel including gas stations; 2x on dining/entertainment
Citibank AA Biz Platinum - 2x American Airlines miles on purchases plus free checked bag and priority boarding; 2x on gas stations
Citibank AA Mileup - 2x American Airlines miles on flights, plus 2x miles for grocery purchases
Citibank Double Cash - 2% cash back on all purchases, though the transfer option to Citi ThankYou Points makes this card strong for all non-category spend, No Annual Fee
American Express Hilton card - 7x Hilton points on stays, 5x points dining/gas/grocery, 3x all other purchases, complimentary Silver status, No Annual Fee
American Express Hilton Surpass - 12x Hilton points on stays, 6x points on dining/grocery/gas, 3x points on all other purchases; complimentary Gold status
Discover It card - 5x points/cash on quarterly bonus categories, link to Amazon.com purchases, No Annual Fee
Bank of American Alaska Airlines card - 3x miles on Alaska purchases, $99 companion fare, great travel partner mileage redemption options
Many of these are no annual fee cards though I still value certain cards for the benefits compared to the yearly fee.
Discover It card - 5x points/cash on quarterly bonus categories, link to Amazon.com purchases, No Annual Fee
Bank of American Alaska Airlines card - 3x miles on Alaska purchases, $99 companion fare, great travel partner mileage redemption options
Many of these are no annual fee cards though I still value certain cards for the benefits compared to the yearly fee.
Are there any card must-have's on your list?
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