Happy New Year! My card list is relatively the same compared to the last year with just a few updates. I retired the Chase IHG card and downgraded to the Sapphire Preferred since the Reserve annual fee is significant and I didn't want to deal with keeping track of partner requirements. I'm still using the United Club card for lounge access. I can share referral codes for most cards if interested!
Cards in my Wallet:
Chase Sapphire Preferred - one of the best earning cards with 3x for dining; No Foreign Transaction Fee
Chase Freedom - Quarterly bonus categories give 5x points and pairs with Sapphire
Chase World of Hyatt - 4x Hyatt points per stay make this one of the best for hotel stays, 2x for restaurant/transit; No Foreign Transaction Fee
Chase United Club Infinite - 4x miles on United, 2x miles on other travel, 2x on dining, United Club membership
Chase Biz Plus (replaced with Business Preferred - my ref link) - 5x points at office supply and phone, 2x on gas station and hotel; No Foreign Transaction Fee
Chase Biz Cash - 5x points at office supply and phone, 2x points on gas stations and restaurants
Discover It card - 5x points/cash on quarterly bonus categories, link to Amazon.com purchases, No Annual Fee
Bank of America Alaska Airlines Atmos Ascent - 3x miles on Alaska purchases, 2x points on Gas/Streaming/Rideshare, $99 companion fare
Chase Biz Plus (replaced with Business Preferred - my ref link) - 5x points at office supply and phone, 2x on gas station and hotel; No Foreign Transaction Fee
Chase Biz Cash - 5x points at office supply and phone, 2x points on gas stations and restaurants
Chase Marriott Bonvoy Boundless - 6x points at Marriott properties; 3x Gas/Grocery/Dining up to $6k, 1 Elite Night credit per $5k spent; 2x points on other purchases; No Foreign Transaction Fee
Chase British Airways - 3x Avios on BA purchases; 2x on hotels; No Foreign Transaction Fee
Citibank Strata Premier - 10x hotel and car rental, 3x points on air travel/hotel, 3x on dining/gas/grocery, No Foreign Transaction Fee
Citibank Strata Premier - 10x hotel and car rental, 3x points on air travel/hotel, 3x on dining/gas/grocery, No Foreign Transaction Fee
Citibank AA Platinum - 2x American Airlines miles on purchases plus free checked bag and priority boarding; 2x on restaurants/gas stations, No Foreign Transaction Fee
Citibank AA Mileup - 2x American Airlines miles on flights, plus 2x miles for grocery purchases, No Annual Fee
Citibank Double Cash - 2% cash back on all purchases, though the transfer option to Citi ThankYou Points makes this card strong for all non-category spend, No Annual Fee
American Express Hilton card - 7x Hilton points on stays, 5x points dining/gas/grocery, 3x all other purchases, complimentary Silver status, No Annual Fee, No Foreign Transaction Fee
Citibank AA Mileup - 2x American Airlines miles on flights, plus 2x miles for grocery purchases, No Annual Fee
Citibank Double Cash - 2% cash back on all purchases, though the transfer option to Citi ThankYou Points makes this card strong for all non-category spend, No Annual Fee
American Express Hilton card - 7x Hilton points on stays, 5x points dining/gas/grocery, 3x all other purchases, complimentary Silver status, No Annual Fee, No Foreign Transaction Fee
Discover It card - 5x points/cash on quarterly bonus categories, link to Amazon.com purchases, No Annual Fee
Bank of America Alaska Airlines Atmos Ascent - 3x miles on Alaska purchases, 2x points on Gas/Streaming/Rideshare, $99 companion fare
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